Stated Income Commercial Real Estate

Can Your Business Benefit From a Stated Income Loan?

Traditional financing options are often great for helping companies of all types and sizes thrive in the competitive business industry. However, some businesses do not qualify for traditional loans or don’t want to be limited as to how they spend the money they receive. If you want the freedom to grow your business in any way you deem fit, a stated income commercial real estate loan from McManagement Capital could be the perfect solution.

What Makes a Stated Income Loan Different From Traditional Financing?

Unlike traditional loans that are often designated for specific purposes, stated income loans give you the freedom to consolidate debt, refinance and purchase inventory as needed. Stated income loans require minimal paperwork and documentation, so they are often approved quickly. They are also easier to qualify for than other types of financing because they base approval on property value rather than credit history. If your company owns property with a value greater than the cost of its expenses, it qualifies for a stated income commercial real estate loan regardless of its credit history.

What Are the Benefits of Stated Income Loans?

Many people secure stated income loans solely because this financing option gives them complete control over how to spend the money they receive. While this flexibility is the main benefit of stated income loans, borrowers with credit scores of at least 600 also qualify for the following advantages with a stated income loan from McManagement Capital.

  • 25-year terms
  • Fixed rated
  • 65% LTV for commercial properties
  • 70% LTV for investment properties
  • 75% LTV for mixed-use properties
  • Loan amounts of $500,000
  • Self-employment and W-2 documentation
  • Freedom to enrich your business in any way with the money you receive

Contact Us Today

A stated income commercial real estate loan is a great investment for many businesses. If you think this avenue of financing can help your company reach its full potential, contact McManagement Capital today for more information.